Get Pre-Qualified for Financing Online with Carmoji Credit™
Pre-Qualify for an auto loan in minutes with no impact to your credit score.
Once you've created an account, here's what to expect
You'll get personalized loan terms, rates & programs.
We'll confirm your max monthly payment.
You'll select the vehicle of your choice.
We work with the best lenders in Canada to help you get approved and secure the lowest rates, no matter your credit score or history.
Get Pre-QualifiedWe find the best deal at the best bank so you don't have to.
And many more...
All Credit Accepted
Our finance experts will find the best deal for you no matter the circumstances.
Bad or No Credit
New To Canada
Self-Employed
Bankruptcy
Pension or Disability Income
Collections
Carmoji Credit™ Frequently Asked Questions
Does a Pre-Qualification hurt my credit?
There is no impact on your score with our pre-qualification tool. Before you get started, we recommend checking your credit score for free which we provide you through Equifax.
If I have bad credit, can I still finance through Carmoji?
Yes, absolutely. In fact, we have a dedicated finance team that specializes in securing the best approvals for Canadians who have bruised credit. Even if that includes a prior bankruptcy or consumer proposal.
Do I have to put money down?
No, there are plenty of $0.00 down options. Money down always helps the strength of your approval and helps lower your payments, your dedicated Carmoji Credit™ Concierge will review all options with you.
Can I have someone co-sign my loan?
Yes, you can include a co-borrower during the application process or mention it to your dedicated Carmoji Credit™ Concierge.